How much does mobile phone insurance cost?
Find the cheapest iPhone insurance
An easy way of finding cheap mobile phone insurance is to compare quotes. The table below shows the deals available from a variety of the UK’s insurance providers based on an iPhone 12 64G, the iPhone 128GB & the iPhone 11 64GB device. You can compare policies based on price and cover level on their respective websites.
It's important when comparing insurance quotes to consider excess fees, and whether or not accidental damage, theft, loss and instant cover are included.
Our prices shown below include the 15% discount that is currently available on the website for you to use.
Provider |
Monthly premium
|
Monthly premium
|
Monthly premium
|
| Insurance2go | £6.80 | £8.50 | £6.80 |
| Protect Your Bubble | £9.49 | £11.49 | £9.49 |
| TinHat | £8.99 | £8.99 | £7.99 |
| Gadget Cover | £7.75 | £8.20 | £7.75 |
| SwitchedOn | £7.25 | £10.00 | £7.25 |
| Trusted | 9.00 | £11.00 | £9.00 |
| LoveitCoverIt | £7.49 | £8.99 | £6.99 |
The prices compared above have the equivalent/closest excess amount to our own.
Comparison based on iPhone 12 (64GB), the iPhone Pro (128GB) & the iPhone 11 (64GB) for the Full level of cover.
Last updated 12/07/2021.
What type of phone insurance do you need?
With Insurance2go, you won’t have to worry about life without your phone. If your handset gets lost, damaged or stolen, we’ll help get things back to normal as soon as we can.
AXA
We're always looking for ways to improve our product, so we are proud to announce that after months of preparation, we have partnered with AXA. Inter Partner Assistance UK Branch (part of the AXA group of companies) are now underwriting all of our personal gadget insurance policies.
Providing peace of mind for your mobile
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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy
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Any make, any model up to 36 months old
We insure any phone bought new or refurbished from a UK registered company.
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Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make
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95% of claims accepted
You won't have to bend over backwards to prove your claim. In 2020, we approved 95%
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Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets
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In-house service from start to finish
Enjoy our seamless service from UK-based support and repair teams
Get covered in three easy steps
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Get a great quote
All we need is your device make and model to show you your options
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Choose your policy
Select your cover, enter your details and pay – it takes just a few minutes
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You're covered
Once you've bought the cover, your policy documents will be on their way to you
As seen in...
What iPhones can I insure?
In short, all of them - even the latest iPhone 11 range. Just ensure you bought the phone new here in the UK.
ID your iPhone
Which iPhone do I have?
How to find out exactly which iPhone model you have
- Go to Settings and select General > About.
- At the top of the screen, you'll see the model name, for example, iPhone XS.
- The storage capacity of your iPhone (16GB, 32GB, 64GB, 128GB, etc) will also be displayed.
Earlier iPhones
- Open Settings and then navigate to General > About > Model.
- Tap on Model to reveal your iPhone's model number.
- For storage capacity, open Settings and navigate to General > About > Capacity.
iPhone insurance vs AppleCare+
Unlimited Claims
There's no limit to how many claims you can make with an Insurance2go policy.
Excesses from £25
Our excesses start from as little as £25 depending on the value of your device.
Accidental damage & mechanical breakdown
Whether it's a cracked screen, button fault or a mechanical problem, we’ll repair your iPhone - if it’s not repairable, we’ll replace it.
Protect devices up to 3 years old
You're covered from the moment you complete the sign up process - and that takes just minutes..
Specialised providers
We were one of the first insurers to protect mobiles and gadgets back in 2007.
Loss & theft
Losing a phone can be stressful and a worrying time. We'll get a replacement to you if you accidentally lose yours or have it stolen when you've chosen our Full cover.
2 claims in 12 months
You can make up to 2 successful claims for accidental damage every 12 months.
Excesses from £25
There's an excess fee of £25 for screen damage, or £79 for any other damage.
Accidental damage
You get repair or replacement coverage for your iPhone if your devices gets damaged.
Available to iPhones up 60 days old
AppleCare+ is offered for up to sixty days following the purchase of your new iPhone.
Chat to experts
24/7 priority access to Apple experts by chat or phone
Battery depletion
AppleCare+ provide coverage against batteries that retain less than 80% of their original capacity.
With any Insurance2go policy your phone is covered for…
Not just a bad look, a cracked screen can make your phone unusable. Worse, a cracked screen may also mean internal damage, too. We'll repair your phone if the screen gets cracked, or replace it if we can't.
Liquids can be hazardous to the inner workings of mobile phones. If any type of fluid gets inside and damages your phone, you’re covered for repair, if it's not fixable, we'll replace it.
The randomness of life means your phone could get damaged at any time. If it does, we'll fix it or replace it. It'll need to be more than just cosmetic damage which won't be covered by your insurance.
Sometimes a phone develops a fault that stops it responding, no matter what you do. When you can’t make anything happen, it’s good to know you’re covered by people who can.
WHO WE ARE
Insurance2go is part of Loyal Insurance Services Ltd. We were established in 2007 with one clear mission: to provide great value insurance for mobile phones, tablets and laptops - at the best possible price. We are part of the SPB UK & Ireland group of businesses in the UK, who provide customers across the country with market leading insurance and support services.
About us