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iPhone insurance from £3.99 /MONTH

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  • Full cover includes loss, theft, damage and more
  • We approved 95% of claims in 2020
  • Instant quote, instant cover
  • Over 30 years insurance experience

 

How much does iPhone insurance cost?

 The table below shows the monthly and annual premiums for different Apple iPhone models for the full cover only. 

It's important when comparing insurance quotes to also consider the excess fees.

Phone Models

Monthly Price

Annual Price

iPhone 13 128GB £6.99 £69.90
iPhone 13 Pro 128GB £7.99 £79.90
iPhone 12 Pro Max 128GB  £7.99 £79.90
iPhone 12 Pro 128GB £7.99 £79.90
iPhone 12 64GB £6.99 £69.90
iPhone 12 Mini 128GB £6.99 £69.90
iPhone 11 64GB £5.99 £59.90

Last updated 01/11/2021.

What type of iPhone insurance do you need?

Choosing the right type of iPhone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your iPhone.

iPhone insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features
 
Policy features
from£5.99/MONTH
5 Star Defaqto mobile phone insurance logo
 
from£3.99/MONTH

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your iPhone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

If someone outside your immediate family damages your iPhone, we've got you covered. We’ll either repair your iPhone, or, if that's not possible, replace it.

Your iPhone is covered if it gets damaged by liquids - that's a solid promise.

Your iPhone is covered if it gets damaged by liquids - that's a solid promise.

Your iPhone is covered if it gets damaged by liquids - that's a solid promise.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

If you accidentally lose your iPhone while you're covered with us, we’ll replace it for you.

We’ll replace your iPhone if it’s stolen.

We’ll replace your iPhone if it’s stolen.

We’ll replace your iPhone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your iPhone.

WHY CHOOSE US?

Why insure your iPhone with insurance2go

ID your iPhone

Which iPhone do I have?

How to find out exactly which iPhone model you have

  1. Go to Settings and select General > About.
  2. At the top of the screen, you'll see the model name, for example, iPhone XS.
  3. The storage capacity of your iPhone (16GB, 32GB, 64GB, 128GB, etc) will also be displayed.

Earlier iPhones

  1. Open Settings and then navigate to General > About > Model.
  2. Tap on Model to reveal your iPhone's model number.
  3. For storage capacity,  open Settings and navigate to General > About > Capacity.

Compare iPhone insurance vs AppleCare+

Insurance2go

Unlimited Claims

There's no limit to how many claims you can make with an Insurance2go policy.

Excesses from £25

Our excesses start from as little as £25 depending on the value of your device.

Accidental damage & mechanical breakdown

Whether it's a cracked screen, button fault or a mechanical problem, we’ll repair your iPhone - if it’s not repairable, we’ll replace it.

Sony Xperia Phone Insurance

Can add any phone up to 3 years old

You're covered from the moment you complete the sign up process - and that takes just minutes.

Specialised & Accredited repairers

We conduct all repairs using in house expertise from fully accredited technicians.

Loss & theft

Losing a phone can be stressful and a worrying time. We'll get a replacement to you if you accidentally lose yours or have it stolen when you've chosen our Full cover.

AppleCare+

2 claims in 12 months

You can make up to 2 successful claims for accidental damage every 12 months.

Excesses from £25

There's an excess fee of £25 for screen damage, or £79 for any other damage.

Accidental damage

You get repair or replacement coverage for your iPhone if your devices gets damaged.

Sony Xperia Phone Insurance

Only available to iPhones up 60 days old

AppleCare+ is offered for up to sixty days following the purchase of your new iPhone.

Chat to experts

24/7 priority access to Apple experts by chat or phone

Battery depletion

AppleCare+ provide coverage against batteries that retain less than 80% of their original capacity. (Accurate at time of writing)

What is Mobile Phone Insurance?
DAMAGE COVER IS STANDARD

With any Insurance2go policy your iPhone is covered for…

Not just a bad look, a cracked screen can make your phone unusable. Worse, a cracked screen may also mean internal damage, too. We'll repair your phone if the screen gets cracked, or replace it if we can't.

Liquids can be hazardous to the inner workings of mobile phones. If any type of fluid gets inside and damages your phone, you’re covered for repair, if it's not fixable, we'll replace it.

The randomness of life means your phone could get damaged at any time. If it does, we'll fix it or replace it. It'll need to be more than just cosmetic damage which won't be covered by your insurance. 

Sometimes a phone develops a fault that stops it responding, no matter what you do. When you can’t make anything happen, it’s good to know you’re covered by people who can.

WHO WE ARE

Insurance2go is part of Loyal Insurance Services Ltd. We were established in 2007 with one clear mission: to provide great value insurance for mobile phones, tablets and laptops - at the best possible price. We are part of the SPB UK & Ireland group of businesses in the UK, who provide customers across the country with specialist insurance and support services.

About us

iPhone Insurance FAQs

iPhones can be very expensive to repair and replace so protecting them is usually a good idea. Our iPhone insurance can offer you the choice to protect against theft, loss, accidental and liquid damage.

Our policies cover your devices against a lot of things, but there are some exclusions. For details of of the exclusions, please see our Full and Essential Insurance Product Information Documents (IPIDs) or for a full list of exclusions, please see our terms and conditions.

Our cover is instant! Some insurers have an excluded period between when you purchase the policy and when your gadgets are actually protected. Here at Insurance2go we know that when you buy a policy, you expect to be covered instantly. When you purchase one of our policies, your chosen gadget will be covered straight away.

It's all up to you and how much money you have to spare. Replacing a new iPhone can set you back more than £1000 and repairing the screen of an out of warranty iPhone can cost more than £300. On the other hand if you were to purchase one of our policies and make a successful claim, you would only have to pay the excess to repair or replace your iPhone. Our policies also provide unlimited claims, so you can claim as many times as you need.

Getting insurance for your devices is one way to cover them, but there are other ways you can protect your iPhone. Take care when using your phone in public and don't let it out of your possession. Make sure you put a passcode on both your handset and SIM to make it harder for thieves to use. Using a case will also protect your phone against drops and spills.

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