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Compare Mobile Phone Insurance

Having mobile phone insurance can be worth it if you're a little clumsy, or are worried your device may get lost or stolen!

With the options increasing on where you can buy insurance for your phone or gadgets,  we've compared our own policies to some of the other companies you can purchase insurance from.

Who are we comparing against?

From the makers of your device, through to major financial institutions and your network provider, we've explored what you could expect from some of the different insurance policies on the market. Our analysis includes, price, levels of cover, and the limits these policies may have, compared them to our own mobile phone insurance.

Compare our insurance to AppleCare+ and Samsung Care

Most leading manufacturers are now embedding insurance into the handset operating system when you first activate your phone. The question is, are they any good?

Compare Network Providers phone insurance

Network Providers offer phone insurance as part of their service when you take out a new contract.

We've compared O2, EE and Vodafone to see what you could expect from their mobile phone insurance versus our own insurance policies.

Compare Bank Mobile Phone Insurance

Banks offer a wide variety of financial services, often including mobile phone insurance as part of a packaged bank account.

We've explored the different policies of banks like Barclays, Halifax, Nationwide, NatWest and Bank of Scotland, to see what you could expect from their phone insurance plans.

Comparing specialist mobile phone insurers

Making an investment in the latest technology is becoming an expensive past-time. This makes the decision to take out insurance to protect your phone an important consideration for most. 

Specialist insurers have been operating in the gadget space for a while (we were founded in 2007) - and can often offer a cheaper and more alternative to manufacturers and networks.

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features
 
Policy features
5 Star Defaqto mobile phone insurance logo
 

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

WHY CHOOSE US?

Insure Your Phone With Insurance2Go

I am super satisfied with the very professional and efficient service... I had 2 phones stolen in the past 8 months. The claims process was very smooth and quickly taken care of which made the gutting situation a lot less stressful. The claims department is available even during weekends and they are very easy to reach. Definitely recommend them.
Matilde in London
Rated 4.5 stars on Trustpilot
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