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Student laptop insurance from £4.49 /MONTH

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  • Full laptop insurance for students that covers loss, theft, damage and more
  • In 2024, we approved 93% of claims
  • Insurance for all student laptops, even if owned for up to 3 years already
lading working Lenovo Laptop | Insurance2go
lading working Lenovo Laptop | Insurance2go

What is student laptop insurance?

Your laptop is essential for your studies, whether you're writing essays, attending online lectures or managing coursework. If it gets lost, damaged or stolen, it can throw months of work into disarray.

That’s where student laptop insurance comes in. With insurance2Go, with the right cover, you’re insured for options like accidental damage, theft and liquid spills – so, if something goes wrong, we’ll help get you back on track without the stress or high cost of replacing your device.

Student laptop insurance is quick to set up, affordable, and gives you one less thing to worry about during your studies.

Do I need laptop insurance for students?

Lisa, Customer Service Agent at insurance2go, explains why getting insurance for your laptop as a student is a smart move:

"As a student, your laptop is likely the cornerstone of your academic life, whether for research, assignments, or staying connected with friends and family. Insuring your laptop gives you peace of mind in case of theft, or accidental damage.. Many of our students covering their laptops with us consider laptop insurance as a smart, affordable way to protect their vital equipment, especially when it's such a key part of daily studies."

What does student laptop insurance cover?

When you have student laptop insurance with us, your studies don't need to come to an agonising halt if your laptop is stolen, missing or damaged. We will get you back working towards your deadlines  .

Here's what insurance2go student laptop insurance covers you for:

Policy features

If you’ve picked up a new or refurbished laptop in the UK within the last 3 years, and it came with a 12-month warranty, you’re in the right place. We’ll cover your device so you can focus on your studies without any extra worry.

If you’ve picked up a new or refurbished laptop in the UK within the last 3 years, and it came with a 12-month warranty, you’re in the right place. We’ll cover your device so you can focus on your studies without any extra worry.

Dropped your laptop or cracked the screen? If it’s repairable, we’ll take care of it. If it can't be repaired, we’ll replace it. Just bear in mind, we can’t cover purely cosmetic damage.

Dropped your laptop or cracked the screen? If it’s repairable, we’ll take care of it. If it can't be repaired, we’ll replace it. Just bear in mind, we can’t cover purely cosmetic damage.

If someone breaks your laptop, don’t stress! Whether we repair it or replace it, we’ll do whatever it takes to get you back on track. ASAP.

If someone breaks your laptop, don’t stress! Whether we repair it or replace it, we’ll do whatever it takes to get you back on track. ASAP.

Has your morning flat white split all over your laptop? We've all been there. No need to panic! If it’s fixable, we’ll take care of it. If it’s beyond repair, we’ll replace it promptly.

Has your morning flat white split all over your laptop? We've all been there. No need to panic! If it’s fixable, we’ll take care of it. If it’s beyond repair, we’ll replace it promptly.

No matter where you are in the world, as long as it aligns with current government guidelines, our worldwide insurance has got you covered.

No matter where you are in the world, as long as it aligns with current government guidelines, our worldwide insurance has got you covered.

Lost your laptop? Don’t stress! If you're covered by insurance2Go, we’ll send you a replacement, so your studies never stop.

Lost your laptop? Don’t stress! If you're covered by insurance2Go, we’ll send you a replacement, so your studies never stop.

If your laptop’s been stolen, our Full insurance means a quick replacement. You can get back to your studies without missing a beat.

If your laptop’s been stolen, our Full insurance means a quick replacement. You can get back to your studies without missing a beat.

If your accessories are damaged, lost, or stolen along with your laptop, don’t worry – we’ll cover up to £150. And if we ever have to send you a replacement laptop that isn’t compatible with your accessories, we’ll help you get new ones, up to £150.

If your accessories are damaged, lost, or stolen along with your laptop, don’t worry – we’ll cover up to £150. And if we ever have to send you a replacement laptop that isn’t compatible with your accessories, we’ll help you get new ones, up to £150.

What laptops does your student laptop insurance cover?

How much does student laptop insurance cost?

The cost of your student laptop insurance depends on the value of your device. Typically, the more expensive the laptop you choose for your studies, the higher the insurance cost. Newer, higher-spec and more luxurious laptops often cost more to insure, as it's more expensive to replace or repair them.

Be sure to check your coverage details and any excess fees that might apply when comparing your student laptop insurance options.

Choose between monthly or annual payments for your coverage. Paying annually is often cheaper in the long run, so it could save you money after the larger initial outlay. Below you can see our table showing typical insurance costs for different laptop models, based on our standard excess and coverage for accidental damage and breakdown.

 

 

Laptop

Monthly Cover

Annual Cover

Macbook from  £10.49 £104.90
Lenovo from  £4.49 £44.90
Chromebook from  £4.49 £44.90

Prices correct at time of publishing - August 2025 

Gadget Insurance

What type of laptop insurance do I need as a student?

We keep it simple with one extensive laptop insurance plan designed to give you peace of mind while you study.

Why insure your trusted student laptop with insurance2go?

Start your student laptop insurance quote

Protect your laptop and your studies with reliable insurance that’s quick to set up. Our easy online quote process is one of the reasons why we’re rated 'Excellent' on Trustpilot by thousands of happy customers.

After your policy is active, you can find out how to manage it at any time through the 'Your Policy' tab. For any questions, check out our help & support area or get in touch with us online. You can also reach our customer support team at 0333 999 7905.

Student laptop insurance FAQs

 As a student, your laptop is an essential tool for your studies, and having student laptop insurance can provide you with peace of mind. Whether you're working on important assignments, attending virtual lectures, or storing your coursework, insurance means you're covered, with options for unexpected events, like accidental damage or theft. Just make sure you use cloud backup services to save and sync files stored on your computer.

With affordable premiums and flexible coverage, you can stay focused on your studies without worrying about unexpected disruptions.

Filing a claim with us is straightforward and hassle-free. Simply log  your claim via our claims portal by following the easy steps on site..

You’ll need to provide details about the incident and any supporting documents, such as proof of theft or damage. A theft should be reported to the police. Our friendly team is here to guide you every step of the way, ensuring a smooth and efficient process so you can get back to focusing on your studies.

We work hard to process your claim quickly. Typically, claims are processed within a few business days, but this can depend on the details of your claim.

We’ll make sure you’re informed every step of the way. Your peace of mind is our priority, so we’re here to get things sorted as quickly as possible. With the best laptop insurance for students, your claim is in safe hands.

Yes, your laptop is covered while it’s in your dorm or shared living space. Whether you’re studying in your room or in the library, with Full insurance, you’re protected against risks like accidental damage or theft. Just make sure it is locked away safely out of sight when not in use.

Your insurance covers your laptop while you’re commuting to college, university or studying away from your campus. When you’re on the move, we make sure you’re protected no matter where you are. Whether you’re on public transport, in a coffee shop, or studying in the library, if your laptop is damaged or stolen, our insurance can protect you.

There’s no limit to the number of repairs you can make in a year with our student laptop insurance, if the incident is covered under your policy. We understand that accidents happen, so we’re here to ensure your laptop gets the repairs it needs, without restrictions.

Yes, you’re still covered! No matter where you are in the world, as long as it aligns with   our worldwide cover protects you wherever you go.

We know how stressful deadlines can be. While you are not covered for mechanical break downs, if your laptop faces any accidental or malicious damage, we'll help get you back on track as quickly as possible. Whether it’s a repair or a replacement, you can rely on us to handle it, so you can focus on what matters most – your studies.

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