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Mobile Phone Insurance from £1.99 /MONTH

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Need phone insurance? Get instant cover for options like accidental damage, breakdown, loss and theft on new or refurbished phones, including devices up to 3 years old at the time of purchasing your policy. Once insured, your coverage can continue even after the device is more than 3 years old. Enjoy unlimited claims and 12 months for the price of 10 with an annual policy.

What is mobile phone insurance?

Mobile phone insurance is a type of cover that protects your device, with options for accidental damage, breakdown, loss and theft. It helps you repair or replace your phone if something goes wrong, making it a simple way to insure your mobile phone against everyday risks.

Unlike standard warranties, phone insurance cover can extend beyond manufacturer faults and typically offers protection for a wider range of issues, such as theft or liquid damage, depending on the phone insurance plan you choose.

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Policy features
 
Policy features
from£3.49/MONTH
 
from£1.99/MONTH

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If a bowl of rice can't save your phone, don't worry. We'll do what we can to repair it if it gets damaged by liquids, otherwise, we can replace it.

If a bowl of rice can't save your phone, don't worry. We'll do what we can to repair it if it gets damaged by liquids, otherwise, we can replace it.

If a bowl of rice can't save your phone, don't worry. We'll do what we can to repair it if it gets damaged by liquids, otherwise, we can replace it.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

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We know how important smartphones are in everyday life, whether it’s for work, travel or staying connected. That’s why we focus on providing straightforward mobile phone insurance that gives customers peace of mind if something goes wrong.
Helen, Customer Service Agent at Insurance2go

Do I need mobile phone insurance?

Smartphones are an essential part of modern life, and replacing or repairing them can be expensive. Accidental damage is common, and they're also targeted for theft, with 2025 Met police figures suggesting that around around 200 phones a day are stolen in London alone.

If you’ve invested in a high-value device, and rely on your phone for work, travel or simply staying connected, mobile phone insurance can offer peace of mind that you’re protected if something goes wrong. It’s also worth considering if you’ve previously damaged or lost a phone or simply want to avoid unexpected replacement costs in the future.

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How much does phone insurance cost?

The cost of mobile phone insurance varies depending on your phone and the level of protection you choose, so you only pay for the phone insurance that suits your needs.

We offer mobile phone insurance for a wide range of devices, including the latest smartphones such as the iPhone 17 and Samsung S26 series, and cover options such as accidental damage, loss, theft and breakdown.

Get an instant phone insurance quote today to see how much it would cost to insure your device, or explore phone insurance plans across leading brands below:

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Phone Insurance FAQs

Yes, if you need to make a claim on your mobile phone insurance policy, you'll be asked to provide valid proof of purchase showing the purchase date, retailer and device details. This helps confirm ownership and eligibility for cover.

No, there's no limit to the number of claims you can make during your mobile phone insurance policy term, subject to your policy terms and conditions.

We recommend reporting a claim as soon as possible after the incident occurs. If your phone has been stolen, contact your provider immediately to block the device, and then contact the police to get a crime reference number. Our mobile phone insurance claims process is available online 24/7, making it quick and simple to claim for accidental damage, loss, theft or breakdown.

Yes, we provide worldwide mobile insurance cover, helping protect your phone whether you’re travelling for work or leisure.

You can choose either a single-item policy for one mobile phone or a multi-gadget policy if you want to cover multiple devices.

Our mobile phone insurance cover has options that protect against accidental damage, including cracked screens and liquid damage, theft, loss and mechanical breakdown. Depending on your policy, cover can also include mobile phone accessories up to £150.

You can insure any phone – bought new or refurbished – from a UK-registered company if it was supplied with a warranty (even if you've owned it up to 3 years already). This includes many popular devices from brands such as Apple, Samsung and Google.

It's that simple

  • Choose your gadgets

    Pick the tech you love – phones, tablets, laptops and more – and we’ll keep them protected. Flexible cover for new and refurbished devices available.

  • Choose your plan

    From single-device protection to multi-gadget cover, our flexible plans fit your tech and your lifestyle.

  • Enter your details

    Ready to get covered? Just enter your details to start your protection instantly – it's quick, easy, and there are no long forms.

  • Payment

    Secure your cover in just a few clicks. Make your payment now and enjoy instant protection. Fast, safe and hassle-free.

Why choose us?

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