Student Phone Insurance

Student phone insurance is designed to protect your smartphone against unexpected events that could leave you facing costly repair or replacement bills. Depending on the level of cover you choose, protection can include accidental damage, theft, loss, liquid damage and mechanical breakdown.

For many students, a smartphone is an essential part of university life, used for accessing course materials, managing schedules, communicating with friends and family, and handling everyday finances. Phone insurance helps you stay connected when things don't go to plan.

Yes. insurance2go can cover a wide range of eligible Apple iPhone models, including many of the latest releases as well as selected older devices.

Whether you've recently upgraded to a new iPhone or are still using an older model throughout your studies, you can check your device's eligibility by getting a quick online quote. Cover can help protect against accidental damage, theft, loss and other unexpected events, depending on the policy selected.

Yes. We provide cover for a broad range of eligible Samsung smartphones, including devices from the Galaxy S, Galaxy Z Fold, Galaxy Z Flip and Galaxy A series.

Samsung devices are popular among students thanks to their advanced cameras, productivity features and premium displays. Insurance can help protect your investment against accidental damage, theft, loss and breakdown throughout your time at university or college.

Yes. Cracked screen damage is covered under accidental damage protection, subject to your policy terms and conditions.

Screen damage is one of the most common smartphone issues students face, whether it's from dropping a phone while rushing between lectures, travelling on public transport or carrying multiple items around campus. If your screen is damaged accidentally, we'll arrange a repair or replacement solution in line with your policy cover.

If your device cannot be repaired economically, we'll replace it in accordance with your policy terms and conditions.

Our goal is to get you back up and running as quickly as possible. Smartphones play an important role in student life, from accessing university systems and coursework to staying connected with friends and family, so we understand how disruptive being without a device can be.

Yes. Theft cover is available on eligible policy levels.

Student life often involves travelling between campuses, accommodation, libraries, cafés and social events, all of which can increase the risk of theft. If your phone is stolen and your claim is approved, we'll handle your claim in accordance with your chosen level of cover and policy terms.

Please check the policy wording for full details of what is covered and any conditions that may apply.

Yes. Loss cover is available on selected policy levels.

Misplacing a smartphone can happen to anyone, particularly during a busy academic year. Whether you've left your phone on public transport, misplaced it in university accommodation or lost it while travelling, loss cover can provide valuable protection against the cost of replacing your device.

As with all claims, terms, conditions and eligibility criteria apply.

To take out a policy with insurance2go, you must be a permanent UK resident and meet our eligibility requirements.

If you are an international student living temporarily in the UK and are not a permanent UK resident, you will not be eligible for cover.

Students who meet our residency requirements can get a quote online to check whether their device is eligible for insurance. Our policies include worldwide cover as standard, helping eligible customers stay protected when travelling abroad.

Please refer to the policy terms and conditions for full eligibility criteria.

Yes. insurance2go can insure many refurbished smartphones, provided they meet our eligibility requirements.

Refurbished phones are a popular choice for students looking to save money without compromising on performance. If your refurbished device was purchased from a recognised retailer and meets our acceptance criteria, it may be eligible for cover.

Yes. insurance2go offers unlimited claims throughout the policy term, subject to policy terms and conditions.

This means you're not restricted to a single claim if multiple incidents occur during your cover period. Whether you experience accidental damage, theft or another covered event, we'll assess each claim individually in line with your policy.

Yes. We offer both monthly and annual payment options, giving students the flexibility to choose the option that best suits their budget.

For students looking to maximise value, annual cover includes our popular offer of 12 months' cover for the price of 10, making it a cost-effective way to protect your smartphone for the academic year.

Your cover begins immediately once your policy has been accepted and purchased.

This means your phone can be protected straight away, providing peace of mind from the moment your policy starts. Full details of your cover, including any waiting periods that may apply to specific claim types, can be found in your policy documentation.

Many students consider phone insurance worthwhile because smartphones can be expensive to repair or replace, especially premium devices such as iPhones, Samsung Galaxy phones and Google Pixel models.

For students on a budget, an unexpected repair bill or replacement cost can be difficult to manage. Phone insurance provides an affordable way to help protect against these financial shocks, allowing you to focus on your studies rather than worrying about what could happen if your phone is damaged, lost or stolen.

Yes. All insurance2go policies include worldwide cover as standard.

Whether you're travelling during university holidays, taking part in a study-abroad programme or visiting family overseas, your phone can remain protected while you're away. Please check your policy wording for full details and any applicable conditions.

Many students choose premium smartphones such as the Apple iPhone, Samsung Galaxy and Google Pixel ranges due to their strong cameras, long-term software support and productivity features.

insurance2go provides cover for a wide range of eligible devices from these manufacturers and many other leading smartphone brands, helping students protect the technology they use every day.