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Children’s Phone Insurance from £2.99 /MONTH

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  • Flexible cover to suit your needs — Essential or Full protection
  • Worry less with Full cover, including loss and theft
  • Your child’s phone protected at home and on the go, worldwide
  • Unlimited claims, so you’re never left without support

What is children’s phone insurance?

Children’s phone insurance is designed to protect one of the most important everyday essentials your child owns, their smartphone.

From school and social life to staying in touch with you, your child’s phone plays a key role in their daily routine. But with constant use comes a higher risk of accidents, damage and even loss.

That’s where Insurance2go comes in.

Our cover is built for real life, protecting against everything from dropped phones and cracked screens to liquid damage and (with Full cover) loss or theft. Instead of facing unexpected repair bills or replacing an expensive device out of pocket, you’ll have the reassurance that you’re covered if something goes wrong.

Whether it’s a phone slipping out of a school bag, getting knocked off a table, or going missing while out and about, children’s phone insurance helps you stay one step ahead of the unexpected.

Simple protection. Real peace of mind.

With Insurance2go, you’re not just protecting a device, you’re making sure your child stays connected when it matters most, without the stress of unexpected costs.

Why consider phone insurance for children?

Giving your child a phone helps them stay connected and independent, but it also brings real-world risks.

Smartphones are now part of everyday childhood

That means phones aren’t used occasionally, they’re used every day, across school, home and social life.

Heavy daily use increases the risk of damage

Children regularly use their phones for messaging, apps, gaming and streaming often for several hours a day.

With that level of use, devices are constantly being handled, carried and moved making accidental damage much more likely.

Phones rarely stay “like new”

From playground drops to spills at home, everyday use can quickly take its toll:

Replacing a phone can be costly

Many children now use high-value smartphones, often passed down from parents.

A single accident could mean:

Insurance protects more than just the phone, for many parents, it’s about peace of mind.

Whether it’s staying in touch or knowing your child can contact you when needed, insurance helps ensure a damaged or lost phone doesn’t become a bigger issue.

When a phone becomes part of everyday life, protecting it becomes just as important.

What does our children’s phone insurance cover?

We offer two simple levels of cover, so you can choose the protection that suits your needs and budget.

Essential Cover (from £2.99/month)

Designed for everyday protection against damage and breakdown.

What’s included:

Full Cover (from £5.99/month)

Our most comprehensive option, for complete peace of mind.

What’s included:

Choose Essential for everyday protection, or upgrade to Full cover for complete peace of mind, including loss and theft.

Child's Broken Phone

How much does children’s phone insurance cost?

Cover for your child’s phone starts from just:

  • £2.99 per month (Essential)
  • £5.99 per month (Full Cover)

With smartphones often costing hundreds of pounds, even a single incident can outweigh the cost of insurance.

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Why insure your child’s phone with Insurance2go?

Insure your child’s phone today

Phones have become an essential part of growing up helping children stay connected, learn and stay safe.

But with daily use comes risk.

Insurance2go helps protect your child’s phone against damage, breakdown and with Full cover even loss and theft.

Get a quote

 

Or protect all your tech in one place with our multi gadget insurance, one policy, complete peace of mind.

If you have any questions, visit our help & support section or contact our team on 0333 999 7905.

Eligibility criteria and policy exclusions

Children’s phone insurance FAQs

For many parents, the cost of repairing or replacing a smartphone can be significant, especially when devices are used daily.

Children are more likely to accidentally drop, spill on or misplace their phones, so insurance can help avoid unexpected costs and give you peace of mind that your child’s device is protected.

Yes — both Essential and Full cover include protection for accidental damage, including cracked screens.

This means if your child drops their phone and damages the screen, you can make a claim rather than paying for repairs yourself.

Loss and theft are included with Full cover only.

If you’re looking for complete peace of mind especially for phones used outside the home or at school — Full cover gives you extra protection if your child’s device is lost or stolen.

Yes — you can insure a phone that is:

  • New
  • Refurbished
  • Second-hand

As long as it meets our eligibility criteria and you have proof of purchase.

You can get covered in minutes.

Once your policy starts, your child’s phone is protected so you don’t have to worry about waiting around for cover to begin.

If your child’s phone is damaged, simply make a claim online or contact our team.

We’ll guide you through the process and arrange a repair or replacement in line with your policy helping get your child back up and running as quickly as possible.

Yes — if your child has multiple devices, or you want to cover family devices too, you may want to consider multi‑gadget insurance.

This allows you to protect several devices under one policy, making it more convenient and often more cost-effective.

We aim to resolve claims as quickly as possible to minimise disruption.

Depending on the outcome of your claim, we’ll repair or replace the device so your child can stay connected.

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