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Cheap Phone Insurance

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  • Affordable cover for your mobile phone
  • Protection against theft, loss, damage and breakdown
  • Unlimited annual claims
  • Worldwide cover included as standard

Looking For Cheap Phone Insurance?

Affordable phone insurance doesn't have to mean compromising on protection.

When searching for cheap phone insurance, it's important to look beyond the monthly premium and consider what's actually included. A lower-priced policy may not always provide cover for the things that matter most, leaving you exposed to expensive repair or replacement costs if something goes wrong.

At insurance2go, we focus on delivering comprehensive protection at a competitive monthly price, helping you protect one of your most-used and valuable everyday devices.

Whether you're worried about accidental damage, theft, loss or breakdowns, our cover is designed to help keep you connected when the unexpected happens.

Affordable Phone Insurance With Valuable Protection

Modern smartphones can cost hundreds, and in some cases thousands, of pounds to replace.

That's why many customers choose phone insurance. For a small monthly premium, you can protect yourself against potentially significant repair or replacement costs.

With insurance2go, you'll benefit from:

  • Cover for accidental damage
  • Theft protection
  • Loss cover available
  • Mechanical breakdown protection
  • Worldwide cover included
  • Unlimited annual claims
  • Cover for new, refurbished and second-hand devices (subject to eligibility)

The real value of phone insurance isn't simply what it costs each month, but the protection it can provide when you need it most.

How Affordable Is Phone Insurance?

Many people are surprised by how little phone insurance can cost when broken down into a daily amount.

For example:

Monthly Payment

Daily Price Breakdown

£3.99 per month

That's approximately 13p per day

£4.99 per month

That's approximately 16p per day

£5.99 per month

That's approximately 20p per day

£6.99 per month

That's approximately 23p per day

 

When viewed this way, phone insurance can cost less than many everyday purchases. For example, cover from £3.99 per month works out at approximately 13p per day, which may be less than the cost of a daily coffee or other small everyday expenses.

Please note: Premiums vary depending on your device and level of cover.

What Is Cheap Phone Insurance?

Cheap phone insurance is simply phone insurance available at an affordable monthly price.

However, when comparing policies, it's worth considering:

  • What incidents are covered
  • Whether theft protection is included
  • If loss cover is available
  • Any policy exclusions
  • Claim limits
  • Excess amounts
  • Whether worldwide cover is included

The cheapest policy isn't always the one offering the best value. A policy that provides broader protection could help reduce your out-of-pocket costs if something happens to your phone.

Why Is Phone Insurance Worth Considering?

Your mobile phone is likely one of the most important items you carry every day.

It's used for:

Without insurance, accidental damage, theft or loss could result in an unexpected bill for repairs or replacement

Phone insurance helps provide financial protection against those risks, giving you confidence that support is available if something goes wrong

What Does Our Phone Insurance Cover?

Our policies provide protection against a range of common incidents.

Policy features
 
Policy features
 

Dropped your phone? If your device is accidentally damaged, we can help with repair or replacement in line with policy terms and conditions.

Dropped your phone? If your device is accidentally damaged, we can help with repair or replacement in line with policy terms and conditions.

Dropped your phone? If your device is accidentally damaged, we can help with repair or replacement in line with policy terms and conditions.

Cover if your phone develops an electrical or mechanical fault outside the manufacturer's warranty period.

Cover if your phone develops an electrical or mechanical fault outside the manufacturer's warranty period.

Cover if your phone develops an electrical or mechanical fault outside the manufacturer's warranty period.

Protection against accidental spills, splashes and liquid-related incidents.

Protection against accidental spills, splashes and liquid-related incidents.

Protection against accidental spills, splashes and liquid-related incidents.

Protection if your phone is deliberately damaged by someone outside your immediate family.

Protection if your phone is deliberately damaged by someone outside your immediate family.

Protection if your phone is deliberately damaged by someone outside your immediate family.

Travel with confidence knowing your phone can remain protected worldwide, subject to policy terms and conditions.

Travel with confidence knowing your phone can remain protected worldwide, subject to policy terms and conditions.

Travel with confidence knowing your phone can remain protected worldwide, subject to policy terms and conditions.

Cover if your phone is stolen.

Cover if your phone is stolen.

Cover if your phone is stolen.

Additional protection if your device is accidentally lost.

Additional protection if your device is accidentally lost.

Additional protection if your device is accidentally lost.

Up to £1,000 towards unauthorised calls, texts and data usage within 24 hours following loss or theft.

Up to £1,000 towards unauthorised calls, texts and data usage within 24 hours following loss or theft.

Up to £1,000 towards unauthorised calls, texts and data usage within 24 hours following loss or theft.

Up to £100 towards unauthorised contactless payments following loss or theft.

Up to £100 towards unauthorised contactless payments following loss or theft.

Up to £100 towards unauthorised contactless payments following loss or theft.

Cheap Phone Insurance Doesn't Mean Cheap Protection

When comparing phone insurance providers, it's important to understand exactly what you're paying for.

Our aim is to provide affordable cover that helps protect against the incidents most likely to affect phone owners, including accidental damage, theft, loss and breakdown.

Rather than focusing solely on price, many customers choose insurance2go because they value:

About insurance2go

Your phone is more than just a device. It's how you stay connected, manage your money, capture memories and keep life moving.

At insurance2go, we've been helping customers protect the technology they rely on since 2007. Whether you've just bought the latest smartphone or want to protect a refurbished device, we offer affordable cover designed around real-life risks and everyday accidents.

With protection available for:

We help thousands of customers protect the devices they use every day.

As part of the SPB UK & Ireland group, we combine specialist device insurance expertise with customer-focused support, helping you get back up and running when the unexpected happens.

Affordable cover. Valuable protection. Peace of mind when you need it most.

Frequently Asked Questions

Cheap phone insurance refers to insurance available at a lower monthly cost. When comparing policies, it's important to consider both price and the level of protection provided.

The cost varies depending on your device, its value and the level of cover selected. Get a quote online to see your available options.

Many customers feel phone insurance is worthwhile because it helps protect against unexpected repair or replacement costs resulting from accidental damage, theft, loss or breakdown.

Yes accidental damage is included in your policy, screen damage may be covered subject to policy terms and conditions.

Yes. We can cover eligible refurbished devices purchased from a UK-registered retailer that include a minimum 12-month warranty.

Yes. Theft protection is available on eligible full cover policies.

Yes. Worldwide cover is included, subject to policy terms and conditions.

Simply contact our claims team as soon as possible after an incident occurs and we'll guide you through the claims process.

The cheapest option isn't always the most suitable. While some customers choose to self-fund repairs or replacements, phone insurance can help protect against unexpected costs arising from theft, loss, accidental damage or breakdown.

The cost of phone insurance depends on factors such as your device model, its replacement value and the level of cover you choose.

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