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Gadget Insurance from £4.49 /MONTH

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  • Instant gadget cover for your phone, laptop, tablet, games console, smart watch or camera
  • Protect your gadget from damage, breakdown, loss & theft
  • Get more, save more! Multi-gadget deals starting at 10% off!
Insurance for gadgets

What is gadget insurance?

Gadget insurance is all about giving you peace of mind by protecting your favourite devices – whether it's your smartphone, laptop or tablet. This way, you can enjoy them without stressing over any unexpected mishaps. You might also hear gadget insurance referred to as 'tech insurance', 'electrics insurance' or 'device insurance'.

Gadgets can be expensive to fix and replace. If you have one that you use all the time and can’t live without, you may want to consider gadget insurance that covers you for various risks.

What does gadget insurance cover?

In this video, we break down exactly what's covered when you insure a gadget with us. Depending on your policy, you can get cover for accidental damage, mechanical damage, loss, theft and more.

Do I need gadget insurance?

Gadget cover is an easy way of protecting you from the costs of repairing or replacing a lost, stolen or damaged device.

We can't all afford to replace a lost, broken or stolen item as quickly as we would like, so gadget insurance is an ideal backup if anything goes wrong. It gives you financial protection and saves you from costs towards repairs or replacements. Our range of different cover plans means you won't have to settle for a one-size-fits-all option.

"Gadgets are no longer just accessories – they’re essential tools in our daily lives. Whether it’s a smartphone for work or a laptop for personal use, the cost of replacing a damaged lost or stolen device can be eye-watering. Gadget insurance isn’t just a safety net – you may decide to protect against unexpected disruptions so you can relax knowing that even the most unpredictable moments are covered." James, Customer Service Agent 

INSURE YOUR GADGETS

What does our insurance for gadgets cover?

Can I insure a refurbished gadget?

A refurbished gadget is a previously owned device that has been inspected and tested to ensure it’s functional and in condition for resale. We can offer insurance for refurbished gadgets. However, if your gadget is second-hand because it's been passed down, or you bought an iPhone from a seller site, such as eBay, you must check to make sure you can insure it.

We cover second-hand or refurbished devices as long as they are from a UK-registered supplier and come with a 12-month warranty, even if they are purchased from an online auction site. We also cover a handed-down device as long as proof of gifting and purchase is available.

Laptop insurance

We can help protect your laptop against key risks with our gadget insurance. Laptops can be pricey, and damage, loss or theft can cost you more than expected. Being covered for these risks can keep down costs and offer reassurance – especially if you travel frequently with yours.

Tablet Insurance

Modern tablets can be expensive and gadget insurance helps cover the cost if yours is damaged, lost or stolen. With instant cover, you get protection wherever you travel*, plus unlimited claims and high-quality repairs and replacements.

Mobile Phone Insurance

We can help protect your phone against key risks with our gadget insurance.

Mobile phones go everywhere with us, so if you're tech-y or simply love your phone, then insurance should be on your to-do list. And it's not just for when you're clumsy, it can provide peace of mind if your phone gets lost, stolen or damaged. It can also protect you from expensive replacements or repairs.

Why choose gadget insurance with insurance2go?

Insurance2go is a great gadget Insurance company easy to join and very helpful recommend to all.
Mrs Shahid
Rated 4.5 stars on Trustpilot

Want to get insurance for your technology? Get a gadget insurance quote with us online today. It's super quick and easy and you'll be in capable hands. We were one of the first to offer this type of protection for your devices and we're rated 'Excellent' on Trustpilot.

As soon as your policy is set up, you can find out how to manage your insurance by heading to the 'Your Policy' tab. Otherwise, you can visit our Help & support, contact us online or call our customer support team on 0333 999 7905 during our opening hours.

How do I get Gadget cover?

Gadget insurance FAQs

We do indeed. With so many of us owning multiple devices, it made sense to create a single policy that covers multiple pieces of tech. With our multi-gadget insurance, you have one simple solution that covers several devices at once and saves you money compared to separate gadget policies. You won't have to worry about juggling multiple policies.

We offer phone insurance specifically for mobile phones, meanwhile, gadget insurance covers  a broader range of electronic devices.

We offer two phone insurance plans (Full and Essential), which offer varying levels of protection. Our Full phone insurance plan offers additional protection for theft, loss, unauthorised usage and eWallet payments, while gadget insurance offers more general protections applicable to various gadgets.

Whether you go for phone insurance or gadget insurance is up to you – think about the level of protection you need. We recommend researching our policies thoroughly before deciding. Our helpful customer support team is here to help if you need any assistance.

Yes, we'll always highlight exclusions within our plans, so it's important to read our policy documents before deciding which is right for you and your devices.

These are some of the exclusions:

  • Any gadget not owned by you
  • Any claim where you have not taken reasonable precautions to protect your gadget
  • Any gadget where you cannot provide proof of purchase, proof of exchange or proof of usage

For more details about exclusions, please see our Insurance Product Information Document (IPID) for gadget insurance. You can also view our Terms & Conditions for more information.

Making a claim on your gadget insurance is simple – and you have options to choose from.

Our claims portal allows you to make a claim 24/7. Or, if you'd prefer to speak to someone, you can call our team on 0333 999 7905 between 9am to 5:30pm, Monday to Saturday. Alternatively, you can email us at claims@citymain.com or write to us.

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