
What type of iPhone 13 insurance do you need?
Choosing the right type of insurance for your iPhone 13, Mini, Pro & Pro Max is straightforward. With a range of plans to choose from, you can easily find the cover that fits your needs.
Higher coverage plans offer more protection, but it's all about finding what works best for you and your lifestyle.
Look at the table below for a comparison of our iPhone 13 insurance plans:

THE IPHONE 13 – NOW IN PINK!
The iPhone 13 comes with the usual tech upgrades: a better camera, longer life battery, faster processor and better displays.
It’s fairly standard that every iPhone seems to get a faster chip. Inside you will find 16 cores which features: 15 billion transistors, 15.8 trillion operations per second, 30% faster GPU and a faster Neural Engine.
All iPhone 13 model have retained the Ceramic Shield screen, which, Apples says, has 4x better drop performance. It’s expensive to repair though. It will cost you £266 to repair the screen officially with Apple.
All the new iPhone 13 models will keep the same performance for dropping your phone into the toilet or sink. IP68 means the iPhone should be fine for up to 30 mins in 6 metres of water.
What is the iPhone 13 Range?
The iPhone 13 range of phones includes iPhone 13, iPhone 13 mini, iPhone 13 Pro and iPhone 13 Pro Max.
As expected, the design language is like the iPhone 12, with less-rounded edges and a raised camera.
All iPhone 13s benefit from a new A15 Bionic chip, claimed to be the fastest chipset in any smartphone. It features a 6-core CPU, 2 high-performance cores, 4 high-efficiency cores and a 4-core CPU, delivering incredible speed and performance.
The iPhone 13 display
All iPhone 13 phones have the same OLED Super Retina XDR display that extends right into the chassis.
The contrast ratio is 2,000,000:1, which makes for blacker blacks and brighter whites.
Max brightness is 800 nits for the standard iPhone 13 models, 200 nits lower than the Pro models.
iPhone 13 Battery Performance
As usual, there are incremental boosts to battery performance, especially since the display iPhone 13 mini will receive a 1.5-hour boost in battery life. The iPhone 13 receives a 2.5-hour boost.
iPhone 13 camera
The iPhone 13 and 13 mini have a dual-lens camera system that is now diagonal within the raised camera block (previously, the lenses were above each other). The dual lens features a wide lens with an f/1.6 aperture. The ultra-wide lens features an f/2.4 aperture. The new ultra-wide camera offers better low-light performance, and the updated wide camera lets in more light.
The iPhone 13 Pro & ProMax camera
The iPhone 13 Pro model is different from the basic range. It gets a triple-lens camera system with a better ultra-wide and a telephoto lens for higher-end photography for macro-photography and night-mode portraits. The Pro range also receives Apple’s ProRes video format, which records video up to 4K at 30 fps (1080p at 30 fps for 128GB storage).
iPhone 13 Specifications
5G Ready | Yes |
4G Ready | Yes |
4k Video Recording | Yes |
AirPlay | Yes |
Apple Pay | Yes |
Bluetooth | Yes |
Face ID | Yes |
FaceTime | Yes |
Fast Charge | Yes |
Number of Rear Camera Lenses | 2 or 3 depending on model |
Number of Front Camera Lenses | 1 |
Operating System | iOS |
Rear Camera 1 (Megapixels) | 12 MP |
Rear Camera 2 (Megapixels) | 12 MP |
Rear Camera 3 (Megapixels) | 12 (only on iPhone 13 7Pro models) |
Front Camera (Megapixels) | 12MP |
Processor Family | A15 Bionic chip |
Resolution Size | various |
Resolution Type | Super Retina XDR Display |
Screen Size | various |
Screen Type | OLED |
Smart HDR | Yes |
USB Cable | Yes - Type-C to Lightning |
Water-Resistant | Yes, (6 metres for up to 39 mins) |
Water Resistant Rating | IP68 |
WiFi | Yes |
Wireless Charging | Yes |
Ceramic Shield | Yes |
Night Mode Time Lapse | Yes |
Every effort is taken to ensure that the mobile device information published is accurate. We cannot endorse the specification claimed. Please refer to the manufacturer's website for more information.
Why insure your iPhone 13 with insurance2go?
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Instant cover
Get covered right away – whether you choose a monthly or annual policy, your iPhone 13 is protected the moment you sign up.
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Any make, any model
From the iPhone 13 mini to the iPhone 13 Pro Max, our insurance covers any model bought new or refurbished from a UK-registered company if it was supplied with a 12-month warranty (even if you've owned it up to 3 years already).
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Unlimited claims
Life happens, and accidents too. That's why there's no limit to how many claims you can make.
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94% of claims accepted
No need to bend over backwards. In 2024, we approved 94% of mobile phone insurance claims*, so you can trust us to be there when you need help.
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Here since 2007
We were one of the first businesses to provide specialist mobile and gadget insurance – so we know a thing or two about what makes a great policy. As part of the SPB Group, we have even more experience, dating back to 1965.
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Flexible insurance plans
Choose a payment plan that suits you – pay annually upfront or spread the cost monthly, it's completely up to you.
Get covered in three easy steps
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Get a great quote
All we need is your device make and model to show you your options
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Choose your policy
Select your cover, enter your details and pay – it takes just a few minutes
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You're covered
Once you've bought the cover, your policy documents will be on their way to you
Your cover in detail
Accidental damage
Whether it's a cracked screen or button fault, if your iPhone 13 gets damaged by accident, we’ll repair it – if it’s not repairable, we’ll replace it.
Malicious damage
Malicious damage cover is standard – our insurance covers any damage caused to your iPhone 13 intentionally by anyone outside your immediate family.
Liquid damage
We'll repair or replace your iPhone 13 if it develops mechanical problems, such as failing to charge, becoming unresponsive, or developing camera faults.

Mechanical breakdown
Get repair or replacement if your phone develops mechanical problems, for example, it fails to charge, becomes unresponsive, or develops camera faults.
Worldwide cover
With unlimited worldwide cover, our insurance covers your iPhone 13 wherever you are in the world, as long as you follow current government travel guidelines.
Instant cover
You're covered from the moment you complete the sign-up process – and that takes just minutes.
Loss
Losing your iPhone 13 can be stressful and worrying. We'll get a replacement to you if you accidentally lose yours.
Theft
Get a speedy replacement if your iPhone 13 – or any part of it - is stolen.

eWallet Payments
You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.
Unauthorised usage
We cover you for up to £1,000 for unauthorised calls, texts and downloads made within 24 hours of your phone being lost or stolen.

With any insurance2go policy, your iPhone 13 is covered for…
A cracked screen isn't just an eyesore – it can leave your iPhone 13 unusable. Even worse, it could be hiding internal damage. We'll repair your phone if the screen gets cracked or replace it if we can't.
Liquid spills can seriously compromise the inner workings of phones. If any fluid gets inside and damages your iPhone 13, we'll cover the repair. If it's beyond repair, we'll replace it – no stress.
Life is unpredictable. If your iPhone 13 gets physically damaged, we've got you covered with a repair or replacement. Please note, cosmetic damage won't be covered, but we'll make sure you're looked after when it counts.
Sometimes a phone develops a fault that stops it from responding, no matter what you do. When you can’t make anything happen, it’s good to know you’re covered by people who can.