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Family Gadget Insurance

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  • Cover multiple family devices under a single policy
  • Rated 'Excellent' On Trustpilot with over 9,000 reviews
  • Cover for smartphones, tablets, laptops and more
  • Unlimited annual claims
  • Instant protection available
  • Trusted UK gadget insurer
Gaget Insurance

Family Gadget Insurance – Key Benefits

Technology plays an important role in modern family life. From smartphones used to stay connected, to laptops for work and education, and games consoles that provide entertainment, households often rely on multiple devices every day.

Family Gadget Insurance provides a convenient way to protect several devices under one policy, helping to reduce the financial impact of accidental damage, breakdowns, loss and theft.

Instead of arranging separate insurance policies for each gadget, family cover allows you to manage protection for your household's most valuable technology in one place.

Whether your devices are used at home, at school, at university, at work or while travelling, Family Gadget Insurance helps provide peace of mind when unexpected incidents occur.

What Is Family Gadget Insurance?

Family Gadget Insurance is designed to protect multiple electronic devices belonging to members of the same household.

A family policy can help safeguard the gadgets you rely on every day against common risks, including accidental damage, liquid damage, mechanical breakdown and theft.

Depending on the policy selected, cover can apply to a wide range of devices including:

  • Smartphones
  • Mobile phones
  • Tablets
  • iPads
  • Laptops
  • MacBooks
  • Smartwatches
  • Games consoles
  • Portable gaming devices
  • Headphones
  • Earbuds

Rather than arranging separate cover for each device, a family policy provides a simple and convenient way to insure multiple gadgets together.

Why Families Choose Gadget Insurance

Replacing modern technology can be expensive.

A typical household may own several smartphones, tablets, laptops and gaming devices worth hundreds or even thousands of pounds combined.

When a device is damaged, stolen or stops working unexpectedly, repair or replacement costs can quickly add up.

Family Gadget Insurance helps provide financial protection against these unexpected expenses.

Many families choose gadget insurance because:

Having cover in place means you can worry less about accidents and focus more on enjoying your technology.

Which Devices Can Be Covered?

Our Family Gadget Insurance can protect many of the devices commonly found in UK households.

Eligible devices may include:

Smartphones

Modern smartphones are carried everywhere and can be vulnerable to accidental damage, theft and loss.

Examples include:

Tablets

Tablets are popular for education, streaming, browsing and gaming.

Examples include:

Laptops

Laptops are often used for both work and study and can represent a significant investment.

Examples include:

Games Consoles

Gaming devices can be expensive to repair or replace.

Examples include:

Smartwatches

Smartwatches are increasingly valuable and are exposed to everyday risks.

Examples include:

Do I Need Family Gadget Insurance?

Only you can decide whether gadget insurance is right for your household, but many families find it valuable because technology has become such an essential part of daily life.

You may benefit from Family Gadget Insurance if:

  • Your household owns several devices
  • Children regularly use tablets or gaming devices
  • Family members travel with gadgets
  • You work remotely
  • Your devices are used for school or university
  • Replacing a damaged device would be difficult financially

Insurance provides an additional layer of protection beyond standard manufacturer warranties.

Common Risks Faced by Family Devices

Accidental Damage

Accidents can happen at any time.

Devices may be:

Liquid Damage

Tea, coffee, juice and water spills can cause extensive damage to smartphones, tablets and laptops.

Even a small amount of liquid can affect internal components and result in expensive repairs.

Mechanical Breakdown

Electronic devices can develop faults unexpectedly.

Breakdowns can affect:

Theft

Portable gadgets are valuable and attractive to thieves.

Devices are often stolen from:

Loss

Busy family lifestyles can increase the risk of accidental loss.

Replacing a lost smartphone, smartwatch or tablet can be expensive without insurance.

What Does Family Gadget Insurance Cover?

Our policies offer two levels of cover: Standard and Plus.

Policy features
 
Policy features
 

Protection if a covered device is accidentally damaged.

Protection if a covered device is accidentally damaged.

Protection if a covered device is accidentally damaged.

Cover if a gadget is deliberately damaged by another person.

Cover if a gadget is deliberately damaged by another person.

Cover if a gadget is deliberately damaged by another person.

Protection for unexpected faults and failures.

Protection for unexpected faults and failures.

Protection for unexpected faults and failures.

Cover for damage caused by accidental spills and liquid contact

Cover for damage caused by accidental spills and liquid contact

Cover for damage caused by accidental spills and liquid contact

Protection for eligible accessories up to £250

Protection for eligible accessories up to £250

Protection for eligible accessories up to £250

Devices remain protected while travelling overseas.

Devices remain protected while travelling overseas.

Devices remain protected while travelling overseas.

Make multiple claims throughout the policy year subject to policy terms and conditions. Maximum claims value of £1500 per item with Standard Cover and £200 per item with Plus Cover.

Make multiple claims throughout the policy year subject to policy terms and conditions. Maximum claims value of £1500 per item with Standard Cover and £200 per item with Plus Cover.

Make multiple claims throughout the policy year subject to policy terms and conditions. Maximum claims value of £1500 per item with Standard Cover and £200 per item with Plus Cover.

Protection if a covered device is stolen.

Protection if a covered device is stolen.

Protection if a covered device is stolen.

Cover if a gadget is accidentally lost.

Cover if a gadget is accidentally lost.

Cover if a gadget is accidentally lost.

Family Gadget Insurance for Children

Children are often among the heaviest users of technology.

Whether they're using tablets for schoolwork, gaming on a console or communicating through a smartphone, accidental damage can happen.

Family Gadget Insurance can be particularly useful for:

Many parents choose gadget insurance because children may be more likely to experience accidental drops, spills and damage during everyday use.

How Much Does Family Gadget Insurance Cost?

Family Gadget Insurance starts from just £17.83 per month.

The amount you pay depends on:

For many households, insurance can cost significantly less than replacing a single high-value gadget.

Why Choose Insurance2go for Family Gadget Insurance?

Protect Your Family's Technology Today

From smartphones and tablets to laptops and games consoles, modern families depend on technology every day.

Family Gadget Insurance helps protect the devices your household relies on most, giving you peace of mind against accidental damage, breakdowns, loss and theft.

With affordable cover, flexible payment options and protection for multiple devices, it's never been easier to safeguard your family's technology.

Get covered today and enjoy confidence knowing your gadgets are protected when life doesn't go to plan.

Family Gadget Insurance FAQs

Family Gadget Insurance allows multiple devices belonging to members of the same household to be covered under one policy.

Eligible devices may include smartphones, tablets, laptops, smartwatches, games consoles and headphones.

Yes. Accidental damage is included with both Standard and Plus Cover.

Theft cover is included with both Standard and Plus Cover.

Yes, eligible devices regularly used by children can be covered.

Yes. Accidental liquid damage is included with both levels of cover.

Yes. Covered devices remain protected while travelling internationally.

Yes. Unlimited annual claims are available subject to policy terms and conditions.

Many refurbished devices may be eligible provided they meet policy requirements.

Cover starts from the policy start date shown in your policy documentation.

Yes. Eligible accessories are covered up to the policy limits.

Many families find insurance worthwhile because it helps protect against potentially expensive repair and replacement costs across multiple devices.

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