Smart Speaker Insurance
- Insurance designed for smart speakers
- Instant cover — protection from day one
- Unlimited annual claims
- Worldwide cover — at home or on the move
- Backed by a trusted UK gadget insurer
Smart Speaker Insurance – Key benefits
Smart speaker insurance gives you reliable protection for connected home speakers and wireless audio devices. Whether your device is used for music, home control or daily convenience, insurance helps safeguard it against accidental damage, liquid spills and unexpected breakdowns.
With affordable monthly payments, unlimited annual claims and worldwide cover included as standard, it’s a simple way to protect your speaker all backed by a trusted UK gadget insurer.
What is smart speaker insurance?
Smart speaker insurance is designed to protect connected home speakers, voice‑controlled devices and wireless audio speakers against everyday risks.
This includes both:
- Smart speakers that connect to Wi‑Fi and operate independently with built‑in voice assistants
- Portable or Bluetooth speakers that connect to other devices like smartphones to play audio
If your device is knocked over, damaged by a spill, or stops working unexpectedly, your insurance policy can help cover the cost of repair or replacement — avoiding unexpected costs.
This type of insurance is ideal for:
- Smart home speakers and voice‑controlled devices
- Wireless and Bluetooth speakers used at home or on the go
- Speakers used for music, entertainment or home automation
We insure new, refurbished and second‑hand devices. However, devices must be purchased from a UK‑registered retailer and meet our eligibility criteria, including warranty requirements. Please note that refurbished and second‑hand devices must come with a minimum 12‑month warranty.
Do I need insurance for a smart speaker?
Speakers are a key part of modern homes but they’re still vulnerable to everyday accidents.
You may benefit from smart speaker insurance if you:
- Use your device daily for music, reminders or smart home control
- Keep it in busy areas like kitchens, living rooms or shared spaces
- Move or carry portable speakers between locations
- Want cover beyond manufacturer warranty
- Prefer peace of mind against accidental damage or faults
Whether it’s a smart home hub or a portable speaker, even minor accidents like spills or drops can lead to costly replacements. Insurance helps protect your investment.
What does smart speaker insurance cover?
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Accidental & malicious damage
Cover if your speaker is accidentally damaged (e.g. dropped or knocked over) or deliberately damaged by someone else.
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Mechanical breakdown
Protection if your device stops working due to an internal fault, including issues outside of the manufacturer warranty period.
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Liquid damage
Cover for spills and splashes that affect your speaker’s performance — ideal for devices used in kitchens or shared spaces.
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Accessory cover (up to £150)
Essential accessories such as chargers and cables are covered if they’re damaged, lost or stolen alongside your device.
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Worldwide cover
Your speaker is protected whether it’s used at home or taken away with you — giving you peace of mind wherever you go.
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Unlimited annual claims
You can make multiple claims throughout the year, subject to policy terms and conditions.
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Additional cover with Full policy
If you choose Full cover, you’ll also benefit from Loss & theft cover – Protection if your speaker is lost or stolen
How much does smart speaker insurance cost?
The cost of smart speaker insurance depends on:
- The model and value of your device
- The level of cover selected
- Whether you pay monthly or annually
Insurance offers an affordable way to protect your smart speaker from unexpected repair or replacement costs. Paying annually can often offer better value overall.
With smart speaker insurance from just £2.99 a month, you can protect your device against damage, breakdown and more, helping you avoid costly surprises and unnecessary disruption.
Why choose Insurance2go for smart speaker insurance?
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Instant cover
Your smart speaker is protected straight away from the policy start date.
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Unlimited claims
No set limit on claims each year — ideal for frequently used devices.
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Affordable protection
Designed to suit lower‑cost gadgets without overpaying.
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Flexible payments
Choose monthly or annual payments to suit your budget.
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Trusted UK insurer
Insurance2go has protected gadgets since 2007 and is part of the SPB Group, with over 50 years of insurance expertise.
Insure your smart speaker today
Your smart speaker keeps your home running smoothly from music and reminders to everyday convenience. So why risk losing it to an accident or unexpected fault?
With smart speaker insurance from just £2.99 a month, you can protect your device against damage, breakdown and more helping you avoid costly surprises and unnecessary disruption.
It only takes a few minutes to get covered online, and once you are, you can relax knowing your speaker is protected wherever you use it.
Get started today and enjoy peace of mind, every time you press play.
Eligibility criteria and exclusions apply.