Garmin Watch Insurance from £2.99 /MONTH
- Protect your Garmin smartwatch with affordable, flexible insurance.
- Unlimited annual claims
- Instant cover
- Worldwide protection
- 12 months for the price of 10 when you buy an annual policy
What is Garmin Watch insurance?
Garmin Watch insurance protects your smartwatch against everyday accidents and unexpected issues, including accidental damage, liquid damage and mechanical breakdown.
If your Garmin watch is damaged, stops working, or with Full cover is lost or stolen, our insurance can help cover the cost of repair or replacement. It’s a simple way to protect a device you rely on — without the stress of unexpected costs.
Do I need Garmin Watch insurance?
Garmin watches are built for active lifestyles, combining GPS tracking, fitness monitoring and smart connectivity. Whether you’re training, travelling or wearing it daily, your watch is constantly exposed to risk.
From drops and knocks to water exposure and technical faults, Garmin Watch insurance gives you peace of mind that if something goes wrong, you won’t be left paying out of pocket for an expensive replacement.
Garmin Watch Insurance Cover Options
Choose the level of Garmin Watch insurance that suits your needs and budget.
Full Garmin Watch Insurance – From £3.99 per month
What’s covered
- Accidental & malicious damage
- Mechanical breakdown (after warranty expiry)
- Liquid damage
- Accessory cover (up to £150)
- Worldwide cover
- Loss & theft
- e‑Wallet protection (up to £100)
- Unauthorised calls (up to £1,000)
- Unlimited annual claims
Essential Garmin Watch Insurance – From £2.99 per month
What’s covered
- Accidental & malicious damage
- Mechanical breakdown
- Liquid damage
- Accessory cover (up to £150)
- Worldwide cover
- Unlimited annual claims
What’s not covered
- Loss & theft
- e‑Wallet protection
- Unauthorised calls
What does Garmin Watch insurance cover?
How much does Garmin Watch insurance cost?
Garmin Watch insurance starts from:
- £2.99 per month for Essential cover
- £3.99 per month for Full cover
Your price depends on:
- The model and value of your Garmin watch
- The level of cover you choose
- Whether you pay monthly or annually
- Annual payment offers better value, giving you 12 months’ cover for the price of 10.
Why choose insurance2go for Garmin Watch insurance?
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Instant cover
Your Garmin watch is protected immediately from the moment your policy starts.
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Unlimited annual claims
No limit on the number of claims you can make each year.
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Flexible payment options
Choose monthly or annual payments to suit your budget.
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New, refurbished or second‑hand devices
We insure Garmin watches bought new, refurbished or second‑hand from UK‑registered retailers.
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Trusted UK insurer
Insurance2go has protected gadgets since 2007 and is part of the SPB Group with over 50 years of insurance expertise.
Insure your Garmin Watch today
Your Garmin watch goes everywhere with you, training sessions, workdays, weekends away and holidays abroad. One accident, fault or loss can mean an expensive replacement bill.
With Garmin Watch insurance from just £2.99 per month, you can protect your smartwatch against life’s unexpected moments and enjoy total peace of mind.
- Instant cover — protected straight away
- Unlimited annual claims
- Flexible monthly payments
- Trusted UK gadget insurer
Get covered in minutes and keep your Garmin watch protected wherever life takes you.
Eligibility criteria and exclusions apply.
Insurance Product Information Document and Terms & Conditions available.