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Gadget insurance for loss or theft

30/05/2018 - Insurance guides

Gadgets such as tablets, laptops and iPads see us through our everyday lives. But, these trustworthy essentials aren’t indestructible and they can sometimes be lost or even stolen.

Gadgets such as tablets, laptops and iPads see us through our everyday lives. But, these trustworthy essentials aren’t indestructible and they can sometimes be lost or even stolen.

Having gadget insurance offers peace of mind, protecting you and your essentials when you need it most. It also helps speed up the process of fixing or replacing items that have been lost or stolen. However, it’s important you understand the difference between ‘loss’ and ‘theft’ should you ever need to make a claim.To help you differentiate the two, here are their correct definitions:

Loss: This means the gadget has accidentally been left somewhere by you and you can no longer use it.

Theft: This means the gadget has been taken from you without your permission by a third party.

Are gadgets covered for loss or theft?

This is dependent on the provider and policy. Our gadget insurance covers you for the following devices for loss and/or theft:

Are all thefts covered?

If a gadget you own has been stolen, it is important you understand what is, and what isn’t covered by our policy:

Covered

 Not covered

For more information on what is, and what isn’t covered, take a look at the full details of your policy, and our terms and conditions.

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