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Compare Barclays phone insurance

Barclays offer two  mobile insurance packages, Tech Pack and Tech Pack Lite. You  can purchase either as an add-on with the current account that you have with them.

Take a look at our comparison of Barclays Tech Pack phone insurance against our own Full Cover policy.

What phone insurance packages do Barclays offer?

Tech Pack and Tech Pack Lite are available if you have a current account with Barclays. The main difference between these two policies is the amount of devices that you can cover. Tech Pack covers up to 4 mobile phones and an unlimited number of gadgets. Whereas with Tech Park Lite you can only cover up to 2 devices (any combination of phone and gadget). 

Is Barclays Tech Pack worth it?

If you already have an account with Barclays and you would like to use the insurance that is offered, you can add it as part of your package by registering the device(s) that you would like to insure on the account. However, check what other benefits are included in the packaged account and consider whether you are going to use those other benefits, as they would also be included in the overall fee you would be paying for the account maintenance.

How much does Barclays Tech Pack cost?

You can purchase the Tech Pack cover from £14.50. The policy can cover up to four mobile phones and unlimited gadgets, each purchased for £1500 or less. Some accounts offer you a discount or a refund on a proportion of the fee if you pay in a set amount each month, but this varies between suppliers. 

How does Barclays Tech Pack compare with Insurance2go?

We have highlighted some of the benefits of both insurance policies on the table below. Hopefully this comparison allows you to judge which one is best for you:

 

Barclays Tech Pack
(Full Cover)

Insurance2go
(Full Cover)

What is covered?
  • Accidental damage
  • Mechanical breakdown
  • Theft
  • Loss
  • Accidental damage
  • Mechanical breakdown
  • Theft
  • Loss
What can I claim for?
  • Unlimited accidental damage and breakdown claims.
  • Up to four loss or theft claims for your mobile phones.
  • Additionally, you get up to four successful
    claims for gadgets (whether for loss, theft, damage or breakdown) in a 12 month period.
Unlimited claims on all cover levels
When can I cancel? Cancel anytime Cancel anytime
What type of devices can I insure? You can register up to 4 phones and an un unlimited number of gadgets, purchased for more than £1500. All devices can be covered regardless of the purchase cost, under 36 months old.

(If a device is not listed on the quote engine, you can contact us and we can add it for you).
Does the policy cover for unauthorised usage? No cover for unauthorised usage Cover for unauthorised usage up to £1000
How old can my device be? Devices need to be less than 5 years old to be eligible for cover. Devices need to be less than 3 years old to be eligible for cover.

Information correct at the time of publishing - November 2021.

As ever with insurance, there will be an excess payment required should you ever make a claim on your policy. This amount will vary, but it's an important consideration when selecting a policy to buy. 

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features
 
Policy features
5 Star Defaqto mobile phone insurance logo
 

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

WHY CHOOSE US?

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