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Compare Insurance2go with So-Sure

So-Sure provide a single level of insurance cover for mobile phones only. You may need to explore other options if you wish to insure other gadgets.  

See and compare the differences between So-Sure phone insurance and our own.

Gaget Insurance

Who are So-Sure? 

So-Sure are an insurance provider who protect mobile phones, and more recently they have expanded into protecting your home contents. You'd need to look into other options for insuring a wider variety of gadgets as they currently only provide phone insurance.

They are unique in the market in that they offer cashback on premiums, but you need to refer people to them, and hope they do not claim in order for you to benefit from any cashback. 

What are the differences between So-Sure & our insurance cover?

So-Sure only offer a single level of cover and have a limit on the number of claims you can make each year. The main differences of the two policies are shown on the table below:

 

So-Sure
(Full Cover)

Insurance2go
(Full Cover)

When can I purchase insurance? Insurance can be bought anytime as long as all devices are under 36 months old. Insurance can be bought anytime as long as all devices are under 36 months old.
What does the policy cover? The policy can cover you for accidental damage, breakdown, theft and loss The policy can cover you for accidental damage, breakdown, theft and loss
When can I cancel?
  • You can cancel anytime within the 14 day cooling-
    off period for a full refund.
  • No refund will be due for annual policies if paid by instalments.
  • 14 day cooling off period for a full refund.
  • Cancel anytime - No notice required.
  • Annual policies cancelled after the 14 day cooling off period will be due for a pro rata refund.
Are my accessories covered? Accessory cover included up to the value of £100 Accessory cover included up to the value of £150
Does the policy include Worldwide cover? Worldwide cover for:

  • Accidental damage
  • Mechanical breakdown
  • Theft
  • Loss
(For the maximum duration of 90 days starting from the departure date.)
Our worldwide cover goes with you provided that this is in line with current government guidance.
Claim Limit? Limited number of claims that you can make per year (number specified on policy documents). Unlimited claims on all cover levels.
Other claim limits? Any accidental damage or breakdown claims must be reported within 28 days after the incident date. No time limit for when you can claim. However, it is strongly advisable that you make your claim as soon as possible.

Information correct at the time of publishing - November 2021.

Don't forget to look at the claims excess when comparing prices. These will vary from provider to provider, and will be influenced by the type and price of your handset.

OUR POLICIES

What type of phone insurance do you need?

Choosing the right type of mobile phone insurance is straightforward. You will usually have a choice of plans with different cover levels which provide varying degrees of protection for your phone.

Mobile insurance policies which provide the highest levels of cover will cost the most, but it’s important that you choose a level of protection that suits you.

You can compare our phone insurance plans in the table below:

Policy features
 
Policy features
5 Star Defaqto mobile phone insurance logo
 

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

We'll cover your new or refurbished devices brought in the UK within the last 36 months, as long as they were purchased with a 12-month warranty.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your screen gets cracked or the headphone jack breaks, we’ll repair it. If it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If your phone has a mechanical breakdown, for example it stops working and it’s out of warranty, send it to us, we'll repair it - if it’s not repairable, we’ll replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

If someone outside your immediate family damages your phone, we've got you covered. We’ll either repair your phone, or, if that's not possible, replace it.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Your phone is covered if it gets damaged by liquids - that's a solid promise.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

Wherever you go in the world, provided that this is in line with current government guidance, our worldwide cover goes with you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

If you accidentally lose your phone while you're covered with us, we’ll replace it for you.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

We’ll replace your phone if it’s stolen.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You're covered for up to £100 if your eWallet is used to make unauthorised contactless payments.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

You’re covered for up to £1,000 worth of unauthorised calls, texts and downloads made in the first 24 hours after the loss or theft of your phone.

Why insure your mobile phone with insurance2go

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