Why insure your mobile phone with insurance2go?
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Instant cover
Whether you buy a monthly or annual policy you’re covered from the moment you buy.
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Any make, any model
We insure any phone – bought new or refurbished – from a UK-registered company if it was supplied with a warranty (even if you've owned it up to 3 years already).
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Unlimited claims
Accidents happen, so that's why there's no limit to how many claims you can make.
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94% of claims accepted
You won't have to bend over backwards to prove your claim. In 2024, we approved 94% of mobile phone insurance claims*.
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Here since 2007
We were one of the first businesses to provide specialist insurance for mobiles and gadgets. And, as part of the SPB Group, we have even more experience dating back to 1965.
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Flexible insurance plans
Choose to pay for a year upfront, or pay on a rolling monthly basis.
What type of phone insurance do you need?
Choosing the right type of mobile phone insurance is straightforward. You'll usually have a choice of plans with different cover levels.
Policies with the highest levels of cover will cost the most, but it's important that you choose a level of protection that suits you.
You can compare our phone insurance plans in the table below:
What can affect the cost of iPhone insurance?
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Policy excess
Our policies have a set policy excess amount payable in relation to any claim made. This allows us to ensure that your premiums for cover remain as competitive as possible.
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Which iPhone do you have?
It wouldn't make sense to charge the same premium for a iPhone 14 Pro Max and the lower spec models - so we don't. You do get our very best price no matter which phone you have.
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Policy term
Usually, it is cheaper to pay 12 months upfront than one month at a time. This is true with our policies too, so make sure to take a look at both when you get a quote.
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Insurance Premium Tax
No matter who you buy your mobile insurance from, all premiums will have 12% added for tax purposes.
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Cost of repairs and replacements
The cost of repairing or replacing a newer model of handset is higher due to parts and replacement costs. The premium amount you pay will always take into consideration your specific phone.
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What you are covered for
Your premium amount will vary dependant on the level of cover you chose. Optional cover such as theft and loss cover will increase the amount that you pay for your premium.
Would highly recommend insurance2go... Very easy to follow, very nice people to speak to. Have no complaints 👌