More about Insurance 2 Go and our Mobile Phone Insurance/ iPhone Insurance

The mobile phone market has exploded across the globe in recent years. A large percentage of phones in use in the UK are Smartphones and this figure looks set to increase, the Carphone Warehouse for example reported in their recent figures that 75% of the phones they sold in the last quarter of 2010 were Smartphones.

Smartphones are basically mobile phones with an enormous processing capacity and therefore having one is the equivalent of having a mini PC in your pocket! The most popular Smartphone in the market place at the moment is the Apple iPhone.

As a result these Smartphones are expensive when compared to more traditional mobile phones. Because of this more customers are looking to take out insurance to protect their handset especially as contracts can be anywhere from 12 to 24 months.

With its market leading design, large clear screen and easy access to thousands of 'apps' via the iTunes App store the iPhone is very popular so other manufacturers have released their variation of the model, such as the Samsung Galaxy S and the HTC Incredible S, and are set to compete with the now iconic mobile phone.

Mobile phone insurance from some high street stores can be very expensive. That's why more and more customers are looking to Insurance 2 Go to provide cheap comprehensive insurance to cover their Mobile Phones, iPhones, iPads and Computers.

The main misunderstanding about insurance and mobile phones is that some customers don't realise that the cost of their handset is heavily subsidised by their monthly contract. This 'hides' the real value of the phone and the network and retailer will only provide one handset per contract. Should an incident occur during the customers contract they will be liable for the replacement of their handset and payment of their monthly line rental (with or without the phone to make or receive calls), without any form of insurance the only options available to the customer would be to use an old handset, something that many would find unsatisfactory given that they're used to using a Smartphone, or to buy an unsubsidised mobile that might cost a lot. In the case of an iPhone 4S it could be as much as £699 (Sim free price of iPhone 4S 64gb bought from Apple, price correct October 2011).

At insurance2go.co.uk we have 3 mobile insurance policies that cover mobile phones including Smartphones such as the iPhone up to the value of £700. Phone insurance starts from just £3.99 a month and our customers can pay either monthly by direct debit or upfront for a year (discounts apply for those paying upfront). Please follow the Mobile Phone/iPhone Insurance tab above for full policy details including Terms and Conditions and Policy Summaries.