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Mobile Phone Insurance

From just £3.49

Mobile Phone Insurance

Mobile Phone Insurance

From just £3.49

5 Star Defaqto rated mobile phone insurance which includes loss, theft and damage cover as standard from the moment you sign up!

Rated 4.4 out of 5 on Trustpilot!

All makes and models covered, from Apple, Samsung and Google to Huawei and OnePlus, our mobile phone insurance policies cover all phones.

For many of us, it's hard to imagine life without a phone – and while no-one likes to think about it getting lost, damaged or stolen, it's good to know you'll be covered should the worst happen.

Looking for iPhone 11, 11 Pro or 11 Pro Max insurance? Click here!

Your phone must be less than 6 months old at the time you sign up for insurance and you must be 18 years or over to purchase the policy. We do not cover phones purchased second hand or bought outside the UK. This policy gives you Immediate cover if your phone is less than 28 days old when you sign up.

Proof of usage (evidence from your network showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) and proof of purchase will be requested if you make a claim. 

Please note that any fraudulent claims will always be reported to the Police.

Essential Cover

Loss & Theft not covered

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View all policy details
  • Accidental damage
  • Mechanical breakdown
  • Malicious damage
  • Liquid damage
  • Accessory cover
  • Worldwide cover
  • e-Wallet protection
  • Loss
  • Theft
  • Unauthorised calls
Get a Quote
Terms and Conditions Insurance Product Information Document

Full Cover

Loss, Theft & Damage covered

Get a Quote
View all policy details
  • Accidental damage
  • Mechanical breakdown
  • Malicious damage
  • Liquid damage
  • Accessory cover
  • Worldwide cover
  • e-Wallet protection
  • Loss
  • Theft
  • Unauthorised calls
Get a Quote
Terms and Conditions Insurance Product Information Document

Compare Our Mobile Phone Insurance Prices*

 

Provider Monthly Premium Annual Premium Instant Cover
Insurance2go £7.99 £89.99 Yes
Swipe Insurance £8.75 £105.00 Yes
Row £9.99 £113.89 NO
Switched On Insurance £9.75 £102.50 Yes
Row £9.99 £113.89 NO
Protect Your Bubble £9.49 N/A Yes
Gadget Cover £8.85 £97.35 Yes
Debenhams Insurance £10.75 £112.50 Yes
  • five stars
    Mobile Phone Insurance

    I used this company as it was recommended by moneyexpert.com I had no problems, I arranged comprehensive mobile phone insurance very quickly at a much cheaper rate than the mobile phone provider quoted.

    Susan B
    See more
  • five stars
    3 Phones Insured

    We have 3 phones insured and everything was straight forward and easy , had to phone up about a change of IMEI number for a warranty replacement phone and they were very helpful.

    Mrs Miller
    See more
  • five stars
    Insured Mine and My Son's Phone

    I was looking for cheaper phone insurance for my phones and wasn't disappointed, I got both mine and my son's phone insured for less than my phone contract company were asking for one! Minimum fuss, no complaints.

    Mark M
    See more
  • Q
  • What does mobile phone insurance cover? 

  • A
  • All our phone insurance policies cover accessories (up to £150), overseas cover (up to 90 days a year), accidental damage, malicious damage, liquid damage, mechanical breakdown and cover for you & your immediate family. For total peace of mind our full cover policy also insures you  against loss, theft, unauthorised mobile payments (up to £100) and unauthorised calls/messages/downloads (up to £1000).

  • Q
  • Are you already covered?

  • A
  • It's a good idea to check if your mobile is already covered. For example, it could be protected under a bank account add-on or home insurance. If you are already covered it's worth checking how much cover you have as home insurance/bank add-on policies may provide different cover to specialised policies. Home insurance policies often don't cover phones outside of the house, the excess can be high and a claim for a phone could have an impact on your no claims bonus.

  • Q
  • When does my policy start and can I cancel my policy any time?

  • A
  • If your device is under 28 days old at the time of purchasing your policy, your cover will start immediately. If your phone is between 29 days and 6 months old, your cover will begin 14 days after purchasing your policy.

  • Q
  • What else can I do to keep my phone safe?

  • A
  • We can help bring peace of mind when it comes to protecting your phone, but there are some things you can do to keep your device safe; purchasing a sturdy case for your phone can help protect it against bumps and scrapes. Additionally, when taking your device anywhere with you, you should keep it hidden and out of sight in your bag or pocket to deter pickpockets. You should never leave your phone unattended or in the possession of people you do not know or trust. If you must leave your device in the car, ensure your phone is out of sight and the vehicle is locked and all doors and windows are closed.

  • Q
  • Can I cancel my policy any time?

  • A
  • If you cancel your policy within the initial 14-day cooling-off period, you will receive a full refund of all premiums paid provided that no claim has been made. If you cancel your policy after the 14-day cooling-off period and you pay your premium monthly, there will be no refund of premium because you will only have paid for the cover you have already received.

    If you cancel your policy after the 14-day cooling-off period and you pay your premium annually, you will receive a proportionate refund of the annual premium you have paid, provided that no claim has been made.

*Prices above are based on our full cover policy and comparable levels of cover including loss. Prices were checked on the relevant websites on the 2nd January 2020. The phone checked was the Samsung Galaxy S9 64GB.