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Mobile Phone Insurance

From just £3.99 per month

Mobile Phone Insurance

Mobile Phone Insurance

From just £3.99 per month

Our full mobile phone insurance policy includes accidental damage, liquid damage and breakdown, theft, mobile wallet protection & unauthorised calls up to £1000 and loss giving you total peace of mind. We offer accessory and overseas cover as standard and you are covered from the day you sign up.

We Cover Every Make and Model of Mobile Phone!

From Samsung and Google to Sony and HTC, our mobile insurance covers every make and model up to a value of £1000. For many of us, it's hard to imagine life without a smartphone – and while no-one likes to think about theirs getting lost, damaged or stolen, it's great to know you'll be protected if the worst should happen.

Policies below DO NOT cover iPhones. For iPhone insurance click here

Your phone must be less than 6 months old at the time you sign up for Insurance.

We do not cover anyone under the age of 18, phones purchased second hand or phones bought outside the UK.

Proof of usage (evidence from your network provider showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) will be requested if you make a claim.

View all policy details
  • Loss

    if you accidentally lose your phone we will replace it.

  • Theft

    if your mobile phone is stolen we will replace it.

  • Accessory cover

    accessories up to the value of £150 are covered if they are lost, stolen or damaged at the same time as your mobile phone.

  • Overseas cover

    our insurance gives you world wide cover for up to 90 days a year.

  • e-Wallet protection

    if your phone is lost or stolen any unauthorized contactless mobile payments are covered up to £100

  • Up to £1000 of unauthorised calls, messages and downloads

    If your phone is lost or stolen any unauthorised calls are covered up to £1000

  • Phone insurance with cover for use by you & your immediate family

    your phone is also covered when used by members of your immediate family who are over 16 years old

  • Immediate cover

    our mobile phone insurance starts on the day you sign up

  • No contract & no admin fees

    you can cancel the policy at any time with no admin fees

  • No limit on claims

    some providers limit this to 1 or 2 claims a year

  • Genuine monthly policies

    some providers make you pay up to 12 months premiums if you claim

  • Over 97% of claims paid

    97.13% of claims made between Nov 16 & Apr 17 were approved

  • Excess only £50

    some providers charge much more than this

  • Accidental damage

    we will either repair or replace your phone if it is damaged as a result of accidental damage, for example cracked screens etc

  • Malicious damage

    we will either repair or replace your phone if it is damaged as a result of malicious damage

  • Liquid damage

    we will either repair or replace your phone if it is accidentally water damaged, for example dropped phone in the toilet,  bath, etc

  • Mechanical breakdown

    we will either repair or replace your phone if it stops working outside the manufacturer's warranty

Sign up monthly £3.99the monthly policy is paid by direct debit Pay 12 months £44.99saving £2.89 compared to monthly cost
Standard Cover Ts & Cs
View all policy details
  • Loss

    if you accidentally lose your phone we will replace it.

  • Theft

    if your mobile phone is stolen we will replace it.

  • Accessory cover

    accessories up to the value of £150 are covered if they are lost, stolen or damaged at the same time as your mobile phone

  • Overseas cover

    our insurance gives you world wide cover for up to 90 days a year.

  • e-Wallet protection

    if your phone is lost or stolen any unauthorized contactless mobile payments are covered up to £100

  • Up to £1000 of unauthorised calls, messages and downloads

    If your phone is lost or stolen any unauthorised calls are covered up to £1000

  • Phone insurance with cover for use by you & your immediate family

    your phone is also covered when used by members of your immediate family who are over 16 years old

  • Immediate cover

    our mobile phone insurance starts on the day you sign up

  • No contract & no admin fees

    you can cancel the policy at any time with no admin fees

  • No limit on claims

    some providers limit this to 1 or 2 claims a year

  • Genuine monthly policies

    some providers make you pay up to 12 months premiums if you claim

  • Over 97% of claims paid

    97.13% of claims made between Nov 16 & Apr 17 were approved

  • Excess only £50

    some providers charge much more than this

  • Accidental damage

    we will either repair or replace your phone if it is damaged as a result of accidental damage, for example cracked screens etc

  • Malicious damage

    we will either repair or replace your phone if it is damaged as a result of malicious damage

  • Liquid damage

    we will either repair or replace your phone if it is accidentally water damaged, for example dropped phone in the toilet,  bath, etc

  • Mechanical breakdown

    we will either repair or replace your phone if it stops working outside the manufacturer's warranty

Sign up monthly £6.99the monthly policy is paid by direct debit Pay 12 months £74.99saving £8.89 compared to monthly cost
Full Cover Ts & Cs

Compare our Mobile Phone Insurance

Provider Monthly Premium Annual Premium Instant Cover
Insurance2go £6.99 £74.99 Yes
Row £6.99 £79.69 NO
Tin Hat Insurance £6.99 £76.89 Yes
Gadget Buddy £7.99 £87.89 NO
Mobile Phone Insurance Direct £7.99 £87.89 NO
Trusted Insurances £8.25 £86.50 Yes
Switched On Insurance £8.25 £86.50 Yes
Cover Cloud £8.39 £83.90 NO
CUSC Foneguard £8.49 £93.39 NO
Love It Cover It £8.49 £93.39 NO
i-Digital £8.49 £93.39 NO
Gadget Cover £8.99 £98.89 Yes
Debenhams Insurance £9.25 £100.75 Yes
American Express £9.25 £111.00 NO
Buy Mobile Phone Insurance £9.98 £119.76 NO
Insure My Pocket £9.99 £99.90 NO
Endsleigh £10.32 £123.76 Yes
Protect Your Bubble £11.49 £137.88 Yes
Vodafone £12.00 £144.00 Yes
O2 £12.50 £150.00 Yes
EE £14.00 £168.00 Yes
Carphone Warehouse (Geek Squad) £14.99 £169.99 Yes
  • five stars
    Surprised

    I'm one of those people who believe, come the revolution, insurance companies should be one of the first against the wall. However, it is the modern disease which we need. I normally couldn't be arsed to write a review but praise is due for Insurance2go. Had to make changes and within a very short time had a new policy, refund with no 'admin' fee, new direct debit and notification that old direct debit had been cancelled. Easy peasy. Great service. Thanks.

    Neil B
    See more
  • five stars
    Used for several years no problem

    Recommended by money saving expert website and have used to insure several high end electrical products. Have claimed before and repair has always been quick and easy. Perfect.

    K George
    See more
  • five stars
    Brilliant

    Fast and easy to set up. I only had 2 months of insurance paid when I lost my phone. Filled in an online claim form. £50 excess, 4 days later, brand new phone. Can't rate Insurance2go high enough. Absolutely first class.

    Nicola Harper
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  • Q
  • Can I take out insurance if I bought my mobile phone from eBay or another auction site

  • A
  • We can only insure mobile phones that are:

    • purchased from a UK registered company supplied with full UK consumer rights and warranties; or
    • refurbished items purchased directly from the manufacturer and which includes a manufacturer’s warranty; or
    • purchased new from an auction site and have the original proof of purchase receipt showing the IMEI/serial number and make and model of your mobile phone.
  • Q
  • Do I need a proof of purchase if I make a claim?

  • A
  • Yes, you must have a proof of purchase for your mobile phone if you wish to make a claim. The proof of purchase must provide evidence that you own the phone and that the phone is within the 6 month age limit. Therefore, the proof of purchase must include the make, model and IMEI number of your mobile phone. If you cannot provide this evidence, your claim may be rejected.

  • Q
  • If I have bought a mobile phone as a gift and want to insure it, whose name should the insurance be in?

  • A
  • Yes, the policy can be bought under the user’s name as long as they are over 18 years old and in the event of a claim they can provide the original proof of purchase and a gifting letter from the phone buyer confirming the phone has been given as a gift. Alternatively you can purchase the policy in your name as long as the person you bought the mobile phone for was over 18 years old and permanently resided with you i.e. they fall within your immediate family.

Prices above are based on our full cover policy and comparable levels of cover including loss. Prices were checked on the relevant websites on the 6th June 2017. The phone checked was the Samsung Galaxy S8 64GB.