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Mobile Phone Insurance

From just £3.49

Mobile Phone Insurance

Mobile Phone Insurance

From just £3.49

5 Star Defaqto rated mobile phone insurance which includes loss, theft and damage cover as standard from the moment you sign up!

Rated 4.3 out of 5 on Trustpilot!

All makes and models covered, from Apple, Samsung and Google to Huawei and OnePlus, our mobile phone insurance policies cover all phones.

For many of us, it's hard to imagine life without a phone – and while no-one likes to think about it getting lost, damaged or stolen, it's good to know you'll be covered should the worst happen.

Looking for iPhone 11, 11 Pro or 11 Pro Max insurance? Click here!

Your phone must be less than 6 months old at the time you sign up for insurance and you must be 18 years or over to purchase the policy. We do not cover phones purchased second hand or bought outside the UK. This policy gives you Immediate cover if your phone is less than 28 days old when you sign up.

Proof of usage (evidence from your network showing your phone has been in use since the policy was purchased and up to the event giving rise to the claim) and proof of purchase will be requested if you make a claim. 

Please note that any fraudulent claims will always be reported to the Police.

Essential Cover

Loss & Theft not covered

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View all policy details
  • Accidental damage
  • Mechanical breakdown
  • Malicious damage
  • Liquid damage
  • Accessory cover
  • Worldwide cover
  • e-Wallet protection
  • Loss
  • Theft
  • Unauthorised calls
Get a Quote
Terms and Conditions Insurance Product Information Document

Full Cover

Loss, Theft & Damage covered

Get a Quote
View all policy details
  • Accidental damage
  • Mechanical breakdown
  • Malicious damage
  • Liquid damage
  • Accessory cover
  • Worldwide cover
  • e-Wallet protection
  • Loss
  • Theft
  • Unauthorised calls
Get a Quote
Terms and Conditions Insurance Product Information Document

Compare Our Mobile Phone Insurance Prices*

 

Provider Monthly Premium Annual Premium Instant Cover
Insurance2go £7.99 £89.99 Yes
Mobile Phone Insurance Direct £8.98 £98.78 NO
Love It Cover It £8.99 £98.89 NO
Swipe Insurance £8.75 £105 Yes
Switched On Insurance £9.75 £102.50 Yes
Row £9.99 £113.89 NO
Protect Your Bubble £9.49 N/A Yes
So Sure £9.99 N/A Yes
Gadget Cover £11.50 £126.50 Yes
Debenhams Insurance £10.75 £112.50 Yes
EE £10.08 N/A Yes
O2 £12.50 N/A Yes
Carphone Warehouse (Geek Squad) £14 £160 Yes
  • five stars
    Mobile Phone Insurance

    I used this company as it was recommended by moneyexpert.com I had no problems, I arranged comprehensive mobile phone insurance very quickly at a much cheaper rate than the mobile phone provider quoted.

    Susan B
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  • five stars
    3 Phones Insured

    We have 3 phones insured and everything was straight forward and easy , had to phone up about a change of IMEI number for a warranty replacement phone and they were very helpful.

    Mrs Miller
    See more
  • five stars
    Insured Mine and My Son's Phone

    I was looking for cheaper phone insurance for my phones and wasn't disappointed, I got both mine and my son's phone insured for less than my phone contract company were asking for one! Minimum fuss, no complaints.

    Mark M
    See more
  • Q
  • What does mobile phone insurance cover? 

  • A
  • All our phone policies cover you for loss, theft, accessories (up to £150), overseas cover (up to 90 days/year), unauthorised mobile payments (up to £100), unauthorised calls/messages/downloads (up to £1000), and cover for you & your immediate family. For total peace of mind our full cover policy also insures you for accidental damage, malicious damage, liquid damage and mechanical breakdown. 

  • Q
  • How to choose phone insurance?

  • A
  • Whatever policy you choose make sure it has all the cover you need. Important questions you should be asking include does the policy give you instant cover? Is there a limit on the number of claims you make in a year? How much is the excess? Are you covered for unauthorised calls, messages or downloads? Is your mobile too old? Are you covered for theft, loss and accidental damage? How long has the insurance provider been in business? 

  • Q
  • Are you already covered?

  • A
  • It's a good idea to check if you are already covered for example under bank account add-ons or home insurance. If you are already covered it's worth checking how much cover you have as home insurance/ bank add-on polices aren't always as good as dedicated policies like ours. Home insurance policies often don't cover phones outside of the house, the excess can be high and a claim for a phone could have an impact on your no claims bonus.

*Prices above are based on our full cover policy and comparable levels of cover including loss. Prices were checked on the relevant websites on the 24th June 2019. The phone checked was the Samsung Galaxy S9 64GB.