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If I have bought a mobile phone as a gift and want to insure it, whose name should the insurance be in?

  • Q
  • If I have bought a mobile phone as a gift and want to insure it, whose name should the insurance be in?

  • A
  • The policy can be bought under the user’s name as long as they are over 18 years old and in the event of a claim they can provide the original proof of purchase and a gifting letter from the phone buyer confirming the phone has been given as a gift.

    Alternatively you can purchase the policy in your name as long as the person you bought the mobile phone for was over 18 years old and permanently resided with you i.e. they fall within the Immediate Family clause (husband, wife, civil partner or partner or any of your children, brothers, sisters (all over the age of 16) and parents who permanently stay with you). In this case, in the event of a claim, you would need to provide proof the user falls within the Immediate Family clause (i.e. proof of age and address).

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